David is the Senior Partner at Cowan and Partners, a registered Insolvency Practitioner and qualified CA who has helped clients on almost every aspect of accounting and taxation over a career spanning over 40 years. “Ironically, it is my experience”, says David, “of working in the graveyards of commerce that gives me the specialist insights and tools to help live clients sustain their business profitability. Adversity really is a great teacher.” David also acts as an Expert Witness in matters of Financial Crime. Away from work, David’s passions are beer, fine wine, food, guitars and as a passionate ‘Leither’, his beloved Hibernian Football Club. Having seen Hibs finally lift the Scottish Cup after 114 years of trying, David now wants to fulfil his other lifetime ambition - to busk on the Paris Metro.